11 Flexible Plans
Including five new Marketplace Plans
- New Bronze, Silver and Gold plans
- New low-cost virtual plan
- Unlimited free 24/7 virtual doctor visits through Doctor on Demand
As a health insurance broker, we know that you care about the well-being of your clients and the flexibility and quality of the products you offer. As the only local, nonprofit health insurance provider, Community Health Choice can help your clients:
New options and benefits for 2021.
Our new employer health insurance plans, programs, and services provide more ways for your clients to save and stay healthy in 2021, with no surprises.
11 Flexible Plans
Including five new Marketplace Plans
10 for 10 Members Program
Special offer for your clients to save 10% off monthly premiums
When your clients take a health risk assessment by January 31, 2021, they can save 10% off their monthly premium even before any APTCs are applied
Including five new Marketplace Plans
Added special health and wellness benefits
Low-cost fitness center membership (11,000+ gym options)
Free daily online workouts and classes
Activity tracking
Lifestyle coaching on fitness, stress, sleep, nutrition
Free professional counseling services
Help with family finances, marital concerns, legal matters, stress, depression
24/7/365 access by phone, web, or mobile app
Special offer for your clients to save 10% off monthly premiums
When your clients take a health risk assessment by January 31, 2021, they can save 10% off their monthly premium even before any APTCs are applied
In 2020, John was enrolled in a Community Silver 004 plan for a monthly premium of $488.34.
John qualified for APTCs that brought his monthly premium down to $175.54 but failed to complete his HRA. This would have saved him $48 monthly.
Instead, his monthly premium remained at $175.54.
In 2021, John re-enrolls in the same plan with a new 2021 monthly premium cost of $523.38
John again qualifies for APTCs bringing his monthly premium down to $199.42.
However, this year he completes the HRA by December 15, dropping his 2021 monthly premium to $147.08 – saving over $50 monthly.
In 2020, Daisy and Carlos were enrolled in a Community Bronze 003 plan for a monthly premium of $686.72.
They qualified for APTCs that brought their monthly premium down to $60.32.
Additionally, they completed the HRA for a 10% savings off of the original monthly premium of $686.72.
As a result, Daisy and Carlos ended up paying $0 for their health coverage in 2020.
In 2021, Daisy and Carlos re-enroll in the same plan with a new 2021 monthly premium cost of $764.52
They again qualify for APTCs bringing their monthly premium down to $122.01.
They also, once again, complete their HRA, dropping their 2021 monthly premium to $45.46.
By filling out the HRA by
December 15, Daisy and Carlos
will save nearly $1,000 over the course of the year.
Mary was previously enrolled in the Community Silver 009 87 plan. However, Mary now makes slightly over 200% of the federal poverty line. Instead of enrolling into the 2021 Silver 009 73 plan, Mary is much better off enrolling into Community’s Gold 005 plan, which has lower premiums and richer benefits.
| 2021 Plans | Monthly Premium | Deductible | MOOP | PCP | Specialist | ER |
|---|---|---|---|---|---|---|
|
Silver 009 73 |
$258.33 |
$3,000 |
$6,800 |
$30 |
$60 after deductible |
30% after deductible |
|
Gold 005 |
$245.81 |
$2,000 |
$8,550 |
$20 |
$40 |
25% after deductible |
In 2020, Ellie and Elijah were eligible to receive CSRs for their Silver 004 plan due to their low income. However, Ellie received a raise and now they have a higher household income. This disqualifies them for cost sharing subsidies in the Silver plans. If, Ellie and Elijah enroll in Community’s Gold 005 plan, they will receive richer benefits at lower premiums.
| 2021 Plans | Monthly Premium | Deductible | MOOP | PCP | Specialist | ER |
|---|---|---|---|---|---|---|
|
Silver 004 |
$647.25 |
$6,000 |
$17,100 |
$30 |
$60 |
40% after deductible |
|
Gold 005 |
$600.29 |
$4,000 |
$17,100 |
$20 |
$40 |
25% after deductible |
As a trusted partner of Community Health Choice, we want to say thank you for your amazing work in helping us add Members to our family. We’ve created the Community Cash Bonus program as a tiered bonus incentive based upon the number of policies you produce.
The more you sell, the more you earn – up to $75 per policy – with a maximum of a $50,000 bonus.
Need help enrolling a client or answering questions about our plans? That’s what we’re here for.
We value our partnership with brokers. If you need assistance of any kind, please let us know. You play a big role in keeping our Members happy with their Community plan, and we appreciate you.
Call us at 713.295.6760 or toll-free at 1.855.315.5386.
| Number of Policies Sold | Bonus Per 2021 Policy |
|---|---|
|
50 – 99 policies |
$25 per policy |
|
100 – 499 policies |
$50 per policy |
|
500+ policies |
$75 per policy |
As a local nonprofit health plan, Community Health Choice gives you plenty of reasons to join our Community. From the benefits and special programs we offer to the way our Member Services team helps you make the most of them, Community is always working life forward for you and your family.
“I always tell people to choose Community Health Choice. I tell them it’s the best health insurance they will ever be with.”– Chandolyn
Member of Community Health Choice
Medicaid
Health Plan
04/01/2027
Marketplace
Health Plan
03/01/2027
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